Alamosa State Bank vs First Southwest Bank
Side-by-side bank health comparison using FDIC financial data
Verdict
Alamosa State Bank has a stronger Bank Health Score of 100/100 (A) compared to First Southwest Bank at 95/100 (A), a difference of 5 points. Alamosa State Bank holds a Tier 1 capital ratio of 19.91% and an NPL ratio of 0.00%.
| Metric | Alamosa State Bank | First Southwest Bank |
|---|---|---|
| Health Score Composite score (0-100) based on capital, loan quality, liquidity, and profitability | 100/100 (A)* | 95/100 (A) |
| Tier 1 Capital Ratio Core equity capital as % of risk-weighted assets (8%+ is well-capitalized) | 19.9% | 34.0%* |
| NPL Ratio Nonperforming loans as % of total loans (lower is better) | 0.0% | 0.0%* |
| Liquidity Ratio Cash and liquid assets vs obligations | 47.3%* | 40.0% |
| Return on Assets Profitability metric (above 1% is strong) | 2.2%* | 0.8% |
| Total Assets | $332M | $529M |
| Total Deposits | $299M | $363M |
| Location | Alamosa, Colorado | Alamosa, Colorado |
Alamosa State Bank has a stronger Bank Health Score of 100/100 (A) compared to First Southwest Bank at 95/100 (A), a difference of 5 points. Alamosa State Bank holds a Tier 1 capital ratio of 19.91% and an NPL ratio of 0.00%.