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BankHealth

WYOMING BANK&TRUST

CHEYENNE, WYOMING · FDIC Cert #8718

A
Health Score
98/100
$301M
Total Assets
$270M
Total Deposits
20.91%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, WYOMING BANK&TRUST holds a Tier 1 capital ratio of 20.91%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WYOMING BANK&TRUST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
52.13%
Liquidity Ratio
Strong — can meet withdrawal demands
1.54%
Return on Assets
Profitable — earning well on assets
$270M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WYOMING BANK&TRUST shows strong financial health indicators. With $301M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WYOMING BANK&TRUST has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 20.91%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WYOMING BANK&TRUST holds $301M in total assets and $270M in total deposits. It is located in CHEYENNE, WYOMING (FDIC Certificate #8718).

WYOMING BANK&TRUST has a Tier 1 capital ratio of 20.91%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.54%.

Yes. WYOMING BANK&TRUST is FDIC-insured (Certificate #8718). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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