WOODLAND BANK
DEER RIVER, MINNESOTA · FDIC Cert #8863
Capital & Safety Analysis
According to FDIC financial data, WOODLAND BANK holds a Tier 1 capital ratio of 10.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WOODLAND BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WOODLAND BANK shows strong financial health indicators. With $156M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WOODLAND BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 10.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WOODLAND BANK holds $156M in total assets and $134M in total deposits. It is located in DEER RIVER, MINNESOTA (FDIC Certificate #8863).
WOODLAND BANK has a Tier 1 capital ratio of 10.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 0.70%.
Yes. WOODLAND BANK is FDIC-insured (Certificate #8863). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.