WINTRUST BANK NATIONAL ASSN
CHICAGO, ILLINOIS · FDIC Cert #33935
Capital & Safety Analysis
According to FDIC financial data, WINTRUST BANK NATIONAL ASSN holds a Tier 1 capital ratio of 11.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WINTRUST BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WINTRUST BANK NATIONAL ASSN shows strong financial health indicators. With $9.6B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WINTRUST BANK NATIONAL ASSN has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WINTRUST BANK NATIONAL ASSN holds $9.6B in total assets and $8.3B in total deposits. It is located in CHICAGO, ILLINOIS (FDIC Certificate #33935).
WINTRUST BANK NATIONAL ASSN has a Tier 1 capital ratio of 11.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.78%, and the return on assets is 2.37%.
Yes. WINTRUST BANK NATIONAL ASSN is FDIC-insured (Certificate #33935). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.