WINTER HILL BANK FSB
SOMERVILLE, MASSACHUSETTS · FDIC Cert #28213
Capital & Safety Analysis
According to FDIC financial data, WINTER HILL BANK FSB holds a Tier 1 capital ratio of 15.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WINTER HILL BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WINTER HILL BANK FSB shows strong financial health indicators. With $443M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WINTER HILL BANK FSB has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WINTER HILL BANK FSB holds $443M in total assets and $325M in total deposits. It is located in SOMERVILLE, MASSACHUSETTS (FDIC Certificate #28213).
WINTER HILL BANK FSB has a Tier 1 capital ratio of 15.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.12%.
Yes. WINTER HILL BANK FSB is FDIC-insured (Certificate #28213). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.