WHITE STATE BANK
SOUTH ENGLISH, IOWA · FDIC Cert #8519
Capital & Safety Analysis
According to FDIC financial data, WHITE STATE BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WHITE STATE BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WHITE STATE BANK shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WHITE STATE BANK has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WHITE STATE BANK holds $100M in total assets and $90M in total deposits. It is located in SOUTH ENGLISH, IOWA (FDIC Certificate #8519).
WHITE STATE BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.55%.
Yes. WHITE STATE BANK is FDIC-insured (Certificate #8519). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.