WHEATON B&T NA
WHEATON, ILLINOIS · FDIC Cert #33803
Capital & Safety Analysis
According to FDIC financial data, WHEATON B&T NA holds a Tier 1 capital ratio of 10.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WHEATON B&T NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WHEATON B&T NA shows strong financial health indicators. With $3.5B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WHEATON B&T NA has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 10.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WHEATON B&T NA holds $3.5B in total assets and $2.9B in total deposits. It is located in WHEATON, ILLINOIS (FDIC Certificate #33803).
WHEATON B&T NA has a Tier 1 capital ratio of 10.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.26%, and the return on assets is 2.08%.
Yes. WHEATON B&T NA is FDIC-insured (Certificate #33803). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.