WESTSIDE STATE BANK
WESTSIDE, IOWA · FDIC Cert #18518
Capital & Safety Analysis
According to FDIC financial data, WESTSIDE STATE BANK holds a Tier 1 capital ratio of 9.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WESTSIDE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WESTSIDE STATE BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WESTSIDE STATE BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 9.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WESTSIDE STATE BANK holds $216M in total assets and $156M in total deposits. It is located in WESTSIDE, IOWA (FDIC Certificate #18518).
WESTSIDE STATE BANK has a Tier 1 capital ratio of 9.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is 0.85%.
Yes. WESTSIDE STATE BANK is FDIC-insured (Certificate #18518). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.