WEST POINT BANK
RADCLIFF, KENTUCKY · FDIC Cert #12166
Capital & Safety Analysis
According to FDIC financial data, WEST POINT BANK holds a Tier 1 capital ratio of 10.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WEST POINT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WEST POINT BANK shows strong financial health indicators. With $492M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WEST POINT BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 10.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WEST POINT BANK holds $492M in total assets and $367M in total deposits. It is located in RADCLIFF, KENTUCKY (FDIC Certificate #12166).
WEST POINT BANK has a Tier 1 capital ratio of 10.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.49%.
Yes. WEST POINT BANK is FDIC-insured (Certificate #12166). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.