WELLS RIVER SAVINGS BANK
WELLS RIVER, VERMONT · FDIC Cert #14136
Capital & Safety Analysis
According to FDIC financial data, WELLS RIVER SAVINGS BANK holds a Tier 1 capital ratio of 16.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WELLS RIVER SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WELLS RIVER SAVINGS BANK shows strong financial health indicators. With $235M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WELLS RIVER SAVINGS BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 16.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WELLS RIVER SAVINGS BANK holds $235M in total assets and $196M in total deposits. It is located in WELLS RIVER, VERMONT (FDIC Certificate #14136).
WELLS RIVER SAVINGS BANK has a Tier 1 capital ratio of 16.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 0.77%.
Yes. WELLS RIVER SAVINGS BANK is FDIC-insured (Certificate #14136). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.