WELCH STB OF WELCH OKLA
WELCH, OKLAHOMA · FDIC Cert #9472
Capital & Safety Analysis
According to FDIC financial data, WELCH STB OF WELCH OKLA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WELCH STB OF WELCH OKLA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WELCH STB OF WELCH OKLA shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WELCH STB OF WELCH OKLA has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WELCH STB OF WELCH OKLA holds $423M in total assets and $357M in total deposits. It is located in WELCH, OKLAHOMA (FDIC Certificate #9472).
WELCH STB OF WELCH OKLA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.44%, and the return on assets is 1.16%.
Yes. WELCH STB OF WELCH OKLA is FDIC-insured (Certificate #9472). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.