WCF FINANCIAL BANK
WEBSTER CITY, IOWA · FDIC Cert #28989
Capital & Safety Analysis
According to FDIC financial data, WCF FINANCIAL BANK holds a Tier 1 capital ratio of 13.85%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WCF FINANCIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WCF FINANCIAL BANK shows strong financial health indicators. With $207M in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WCF FINANCIAL BANK has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 13.85%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WCF FINANCIAL BANK holds $207M in total assets and $153M in total deposits. It is located in WEBSTER CITY, IOWA (FDIC Certificate #28989).
WCF FINANCIAL BANK has a Tier 1 capital ratio of 13.85%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 0.01%.
Yes. WCF FINANCIAL BANK is FDIC-insured (Certificate #28989). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.