WATERSTONE BANK SSB
WAUWATOSA, WISCONSIN · FDIC Cert #28513
Capital & Safety Analysis
According to FDIC financial data, WATERSTONE BANK SSB holds a Tier 1 capital ratio of 18.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WATERSTONE BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WATERSTONE BANK SSB shows strong financial health indicators. With $2.3B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WATERSTONE BANK SSB has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 18.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WATERSTONE BANK SSB holds $2.3B in total assets and $1.3B in total deposits. It is located in WAUWATOSA, WISCONSIN (FDIC Certificate #28513).
WATERSTONE BANK SSB has a Tier 1 capital ratio of 18.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 1.04%.
Yes. WATERSTONE BANK SSB is FDIC-insured (Certificate #28513). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.