WATERMARK BANK
OKLAHOMA CITY, OKLAHOMA · FDIC Cert #59148
Capital & Safety Analysis
According to FDIC financial data, WATERMARK BANK holds a Tier 1 capital ratio of 14.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WATERMARK BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WATERMARK BANK shows strong financial health indicators. With $343M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WATERMARK BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 14.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WATERMARK BANK holds $343M in total assets and $292M in total deposits. It is located in OKLAHOMA CITY, OKLAHOMA (FDIC Certificate #59148).
WATERMARK BANK has a Tier 1 capital ratio of 14.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.97%.
Yes. WATERMARK BANK is FDIC-insured (Certificate #59148). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.