WATERFORD COMMERCIAL&SVG BK
WATERFORD, OHIO · FDIC Cert #8397
Capital & Safety Analysis
According to FDIC financial data, WATERFORD COMMERCIAL&SVG BK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WATERFORD COMMERCIAL&SVG BK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WATERFORD COMMERCIAL&SVG BK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WATERFORD COMMERCIAL&SVG BK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WATERFORD COMMERCIAL&SVG BK holds $58M in total assets and $49M in total deposits. It is located in WATERFORD, OHIO (FDIC Certificate #8397).
WATERFORD COMMERCIAL&SVG BK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.45%.
Yes. WATERFORD COMMERCIAL&SVG BK is FDIC-insured (Certificate #8397). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.