WATERFORD BANK N A
TOLEDO, OHIO · FDIC Cert #58433
Capital & Safety Analysis
According to FDIC financial data, WATERFORD BANK N A holds a Tier 1 capital ratio of 10.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WATERFORD BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WATERFORD BANK N A shows strong financial health indicators. With $1.8B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WATERFORD BANK N A has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 10.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WATERFORD BANK N A holds $1.8B in total assets and $1.5B in total deposits. It is located in TOLEDO, OHIO (FDIC Certificate #58433).
WATERFORD BANK N A has a Tier 1 capital ratio of 10.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.93%.
Yes. WATERFORD BANK N A is FDIC-insured (Certificate #58433). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.