Skip to main content
BankHealth

WALPOLE COOP BANK

WALPOLE, MASSACHUSETTS · FDIC Cert #26487

D
Health Score
44/100
$601M
Total Assets
$447M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, WALPOLE COOP BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WALPOLE COOP BANK to additional regulatory scrutiny.

Key Financial Metrics

0.41%
Nonperforming Loans
Low — healthy loan portfolio
18.64%
Liquidity Ratio
Adequate liquidity
0.21%
Return on Assets
Low profitability
$447M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WALPOLE COOP BANK shows some financial weakness with a Health Score of 44/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WALPOLE COOP BANK has a Bank Health Score of D (44/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WALPOLE COOP BANK holds $601M in total assets and $447M in total deposits. It is located in WALPOLE, MASSACHUSETTS (FDIC Certificate #26487).

WALPOLE COOP BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 0.21%.

Yes. WALPOLE COOP BANK is FDIC-insured (Certificate #26487). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: