VISIONBANK OF IOWA
AMES, IOWA · FDIC Cert #11763
Capital & Safety Analysis
According to FDIC financial data, VISIONBANK OF IOWA holds a Tier 1 capital ratio of 9.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VISIONBANK OF IOWA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VISIONBANK OF IOWA shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VISIONBANK OF IOWA has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 9.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VISIONBANK OF IOWA holds $843M in total assets and $702M in total deposits. It is located in AMES, IOWA (FDIC Certificate #11763).
VISIONBANK OF IOWA has a Tier 1 capital ratio of 9.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 1.14%.
Yes. VISIONBANK OF IOWA is FDIC-insured (Certificate #11763). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.