VISION BANK
ADA, OKLAHOMA · FDIC Cert #4029
Capital & Safety Analysis
According to FDIC financial data, VISION BANK holds a Tier 1 capital ratio of 12.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VISION BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VISION BANK shows strong financial health indicators. With $997M in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VISION BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 12.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VISION BANK holds $997M in total assets and $852M in total deposits. It is located in ADA, OKLAHOMA (FDIC Certificate #4029).
VISION BANK has a Tier 1 capital ratio of 12.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.17%, and the return on assets is 0.73%.
Yes. VISION BANK is FDIC-insured (Certificate #4029). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.