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BankHealth

VILLAGE B&T NA

ARLINGTON HEIGHT, ILLINOIS · FDIC Cert #34011

B
Health Score
79/100
$2.9B
Total Assets
$2.4B
Total Deposits
11.06%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, VILLAGE B&T NA holds a Tier 1 capital ratio of 11.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VILLAGE B&T NA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.24%
Nonperforming Loans
Low — healthy loan portfolio
21.04%
Liquidity Ratio
Strong — can meet withdrawal demands
2.64%
Return on Assets
Profitable — earning well on assets
$2.4B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

VILLAGE B&T NA shows strong financial health indicators. With $2.9B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

VILLAGE B&T NA has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

VILLAGE B&T NA holds $2.9B in total assets and $2.4B in total deposits. It is located in ARLINGTON HEIGHT, ILLINOIS (FDIC Certificate #34011).

VILLAGE B&T NA has a Tier 1 capital ratio of 11.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 2.64%.

Yes. VILLAGE B&T NA is FDIC-insured (Certificate #34011). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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