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BankHealth

VAST BANK NATIONAL ASSN

TULSA, OKLAHOMA · FDIC Cert #23737

B
Health Score
73/100
$603M
Total Assets
$519M
Total Deposits
12.71%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, VAST BANK NATIONAL ASSN holds a Tier 1 capital ratio of 12.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VAST BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

0.69%
Nonperforming Loans
Low — healthy loan portfolio
20.95%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.02%
Return on Assets
Negative — losing money
$519M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

VAST BANK NATIONAL ASSN shows strong financial health indicators. With $603M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

VAST BANK NATIONAL ASSN has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

VAST BANK NATIONAL ASSN holds $603M in total assets and $519M in total deposits. It is located in TULSA, OKLAHOMA (FDIC Certificate #23737).

VAST BANK NATIONAL ASSN has a Tier 1 capital ratio of 12.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.69%, and the return on assets is -0.02%.

Yes. VAST BANK NATIONAL ASSN is FDIC-insured (Certificate #23737). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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