VALLEY BANK OF RONAN
RONAN, MONTANA · FDIC Cert #24966
Capital & Safety Analysis
According to FDIC financial data, VALLEY BANK OF RONAN holds a Tier 1 capital ratio of 10.73%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VALLEY BANK OF RONAN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
VALLEY BANK OF RONAN shows strong financial health indicators. With $170M in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VALLEY BANK OF RONAN has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 10.73%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VALLEY BANK OF RONAN holds $170M in total assets and $152M in total deposits. It is located in RONAN, MONTANA (FDIC Certificate #24966).
VALLEY BANK OF RONAN has a Tier 1 capital ratio of 10.73%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 1.53%.
Yes. VALLEY BANK OF RONAN is FDIC-insured (Certificate #24966). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.