VALLEY BANK OF KALISPELL
KALISPELL, MONTANA · FDIC Cert #1980
Capital & Safety Analysis
According to FDIC financial data, VALLEY BANK OF KALISPELL holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject VALLEY BANK OF KALISPELL to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
VALLEY BANK OF KALISPELL shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
VALLEY BANK OF KALISPELL has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
VALLEY BANK OF KALISPELL holds $204M in total assets and $180M in total deposits. It is located in KALISPELL, MONTANA (FDIC Certificate #1980).
VALLEY BANK OF KALISPELL has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.61%, and the return on assets is 1.14%.
Yes. VALLEY BANK OF KALISPELL is FDIC-insured (Certificate #1980). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.