UNIVEST BANK&TRUST CO
SOUDERTON, PENNSYLVANIA · FDIC Cert #7759
Capital & Safety Analysis
According to FDIC financial data, UNIVEST BANK&TRUST CO holds a Tier 1 capital ratio of 11.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNIVEST BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNIVEST BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNIVEST BANK&TRUST CO has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 11.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNIVEST BANK&TRUST CO holds $7.8B in total assets and $6.6B in total deposits. It is located in SOUDERTON, PENNSYLVANIA (FDIC Certificate #7759).
UNIVEST BANK&TRUST CO has a Tier 1 capital ratio of 11.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.24%, and the return on assets is 1.43%.
Yes. UNIVEST BANK&TRUST CO is FDIC-insured (Certificate #7759). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.