UNITED SOUTHERN BANK
UMATILLA, FLORIDA · FDIC Cert #15465
Capital & Safety Analysis
According to FDIC financial data, UNITED SOUTHERN BANK holds a Tier 1 capital ratio of 16.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED SOUTHERN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED SOUTHERN BANK shows strong financial health indicators. With $866M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED SOUTHERN BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 16.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED SOUTHERN BANK holds $866M in total assets and $769M in total deposits. It is located in UMATILLA, FLORIDA (FDIC Certificate #15465).
UNITED SOUTHERN BANK has a Tier 1 capital ratio of 16.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.46%, and the return on assets is 1.07%.
Yes. UNITED SOUTHERN BANK is FDIC-insured (Certificate #15465). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.