UNITED ROOSEVELT SB
CARTERET, NEW JERSEY · FDIC Cert #29170
Capital & Safety Analysis
According to FDIC financial data, UNITED ROOSEVELT SB holds a Tier 1 capital ratio of 12.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED ROOSEVELT SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED ROOSEVELT SB shows strong financial health indicators. With $298M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED ROOSEVELT SB has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED ROOSEVELT SB holds $298M in total assets and $251M in total deposits. It is located in CARTERET, NEW JERSEY (FDIC Certificate #29170).
UNITED ROOSEVELT SB has a Tier 1 capital ratio of 12.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.09%, and the return on assets is 0.35%.
Yes. UNITED ROOSEVELT SB is FDIC-insured (Certificate #29170). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.