UNITED PACIFIC BANK
CITY OF INDUSTRY, CALIFORNIA · FDIC Cert #23805
Capital & Safety Analysis
According to FDIC financial data, UNITED PACIFIC BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject UNITED PACIFIC BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
UNITED PACIFIC BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED PACIFIC BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED PACIFIC BANK holds $156M in total assets and $121M in total deposits. It is located in CITY OF INDUSTRY, CALIFORNIA (FDIC Certificate #23805).
UNITED PACIFIC BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 3.18%.
Yes. UNITED PACIFIC BANK is FDIC-insured (Certificate #23805). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.