UNITED NATIONAL BANK
CAIRO, GEORGIA · FDIC Cert #35427
Capital & Safety Analysis
According to FDIC financial data, UNITED NATIONAL BANK holds a Tier 1 capital ratio of 20.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED NATIONAL BANK shows strong financial health indicators. With $274M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED NATIONAL BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 20.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED NATIONAL BANK holds $274M in total assets and $217M in total deposits. It is located in CAIRO, GEORGIA (FDIC Certificate #35427).
UNITED NATIONAL BANK has a Tier 1 capital ratio of 20.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.40%, and the return on assets is 2.26%.
Yes. UNITED NATIONAL BANK is FDIC-insured (Certificate #35427). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.