UNITED COMMUNITY BANK
MILFORD, IOWA · FDIC Cert #13656
Capital & Safety Analysis
According to FDIC financial data, UNITED COMMUNITY BANK holds a Tier 1 capital ratio of 10.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED COMMUNITY BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED COMMUNITY BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 10.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED COMMUNITY BANK holds $272M in total assets and $227M in total deposits. It is located in MILFORD, IOWA (FDIC Certificate #13656).
UNITED COMMUNITY BANK has a Tier 1 capital ratio of 10.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.58%, and the return on assets is 0.48%.
Yes. UNITED COMMUNITY BANK is FDIC-insured (Certificate #13656). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.