UNITED BANK OF PHILADELPHIA
PHILADELPHIA, PENNSYLVANIA · FDIC Cert #33568
Capital & Safety Analysis
According to FDIC financial data, UNITED BANK OF PHILADELPHIA holds a Tier 1 capital ratio of 36.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNITED BANK OF PHILADELPHIA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNITED BANK OF PHILADELPHIA shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNITED BANK OF PHILADELPHIA has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 36.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNITED BANK OF PHILADELPHIA holds $57M in total assets and $47M in total deposits. It is located in PHILADELPHIA, PENNSYLVANIA (FDIC Certificate #33568).
UNITED BANK OF PHILADELPHIA has a Tier 1 capital ratio of 36.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 11.57%, and the return on assets is 0.36%.
Yes. UNITED BANK OF PHILADELPHIA is FDIC-insured (Certificate #33568). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.