UNIBANK
LYNNWOOD, WASHINGTON · FDIC Cert #58407
Capital & Safety Analysis
According to FDIC financial data, UNIBANK holds a Tier 1 capital ratio of 12.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNIBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNIBANK shows strong financial health indicators. With $572M in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNIBANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 12.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNIBANK holds $572M in total assets and $452M in total deposits. It is located in LYNNWOOD, WASHINGTON (FDIC Certificate #58407).
UNIBANK has a Tier 1 capital ratio of 12.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.27%, and the return on assets is 0.19%.
Yes. UNIBANK is FDIC-insured (Certificate #58407). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.