Skip to main content
BankHealth

U S BANK NATIONAL ASSN

CINCINNATI, OHIO · FDIC Cert #6548

A
Health Score
86/100
$664.9B
Total Assets
$533.8B
Total Deposits
13.38%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, U S BANK NATIONAL ASSN holds a Tier 1 capital ratio of 13.38%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning U S BANK NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

1.11%
Nonperforming Loans
Moderate — some loan stress
34.02%
Liquidity Ratio
Strong — can meet withdrawal demands
1.17%
Return on Assets
Profitable — earning well on assets
$527.2B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

U S BANK NATIONAL ASSN shows strong financial health indicators. With $664.9B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

U S BANK NATIONAL ASSN has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.38%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

U S BANK NATIONAL ASSN holds $664.9B in total assets and $533.8B in total deposits. It is located in CINCINNATI, OHIO (FDIC Certificate #6548).

U S BANK NATIONAL ASSN has a Tier 1 capital ratio of 13.38%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.11%, and the return on assets is 1.17%.

Yes. U S BANK NATIONAL ASSN is FDIC-insured (Certificate #6548). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: