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BankHealth

TS BANK

TREYNOR, IOWA · FDIC Cert #14812

B
Health Score
79/100
$450M
Total Assets
$430M
Total Deposits
10.03%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TS BANK holds a Tier 1 capital ratio of 10.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.62%
Nonperforming Loans
Low — healthy loan portfolio
39.30%
Liquidity Ratio
Strong — can meet withdrawal demands
0.96%
Return on Assets
Low profitability
$430M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TS BANK shows strong financial health indicators. With $450M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TS BANK has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 10.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TS BANK holds $450M in total assets and $430M in total deposits. It is located in TREYNOR, IOWA (FDIC Certificate #14812).

TS BANK has a Tier 1 capital ratio of 10.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.62%, and the return on assets is 0.96%.

Yes. TS BANK is FDIC-insured (Certificate #14812). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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