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BankHealth

TRUBANK

INDIANOLA, IOWA · FDIC Cert #25267

C
Health Score
55/100
$416M
Total Assets
$315M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, TRUBANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TRUBANK to additional regulatory scrutiny.

Key Financial Metrics

0.64%
Nonperforming Loans
Low — healthy loan portfolio
28.56%
Liquidity Ratio
Strong — can meet withdrawal demands
0.73%
Return on Assets
Low profitability
$315M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TRUBANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TRUBANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TRUBANK holds $416M in total assets and $315M in total deposits. It is located in INDIANOLA, IOWA (FDIC Certificate #25267).

TRUBANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 0.73%.

Yes. TRUBANK is FDIC-insured (Certificate #25267). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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