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BankHealth

TRI CITY NATIONAL BANK

OAK CREEK, WISCONSIN · FDIC Cert #18922

C
Health Score
57/100
$2.0B
Total Assets
$1.7B
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, TRI CITY NATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject TRI CITY NATIONAL BANK to additional regulatory scrutiny.

Key Financial Metrics

0.52%
Nonperforming Loans
Low — healthy loan portfolio
35.38%
Liquidity Ratio
Strong — can meet withdrawal demands
0.70%
Return on Assets
Low profitability
$1.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TRI CITY NATIONAL BANK shows average financial health. While not alarming, its Health Score of 57/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TRI CITY NATIONAL BANK has a Bank Health Score of C (57/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TRI CITY NATIONAL BANK holds $2.0B in total assets and $1.7B in total deposits. It is located in OAK CREEK, WISCONSIN (FDIC Certificate #18922).

TRI CITY NATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.52%, and the return on assets is 0.70%.

Yes. TRI CITY NATIONAL BANK is FDIC-insured (Certificate #18922). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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