TRAILWEST BANK
LOLO, MONTANA · FDIC Cert #23806
Capital & Safety Analysis
According to FDIC financial data, TRAILWEST BANK holds a Tier 1 capital ratio of 11.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TRAILWEST BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TRAILWEST BANK shows strong financial health indicators. With $914M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TRAILWEST BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TRAILWEST BANK holds $914M in total assets and $688M in total deposits. It is located in LOLO, MONTANA (FDIC Certificate #23806).
TRAILWEST BANK has a Tier 1 capital ratio of 11.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.16%, and the return on assets is 1.56%.
Yes. TRAILWEST BANK is FDIC-insured (Certificate #23806). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.