TOWER COMMUNITY BANK
JASPER, TENNESSEE · FDIC Cert #20100
Capital & Safety Analysis
According to FDIC financial data, TOWER COMMUNITY BANK holds a Tier 1 capital ratio of 11.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TOWER COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TOWER COMMUNITY BANK shows strong financial health indicators. With $404M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TOWER COMMUNITY BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 11.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TOWER COMMUNITY BANK holds $404M in total assets and $347M in total deposits. It is located in JASPER, TENNESSEE (FDIC Certificate #20100).
TOWER COMMUNITY BANK has a Tier 1 capital ratio of 11.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 1.45%.
Yes. TOWER COMMUNITY BANK is FDIC-insured (Certificate #20100). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.