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BankHealth

TOUCHMARK NATIONAL BANK

ALPHARETTA, GEORGIA · FDIC Cert #58687

D
Health Score
49/100
$481M
Total Assets
$418M
Total Deposits
35.93%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TOUCHMARK NATIONAL BANK holds a Tier 1 capital ratio of 35.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TOUCHMARK NATIONAL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

5.70%
Nonperforming Loans
High — significant loan problems
11.21%
Liquidity Ratio
Adequate liquidity
1.34%
Return on Assets
Profitable — earning well on assets
$418M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TOUCHMARK NATIONAL BANK shows some financial weakness with a Health Score of 49/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TOUCHMARK NATIONAL BANK has a Bank Health Score of D (49/100). It holds a Tier 1 capital ratio of 35.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TOUCHMARK NATIONAL BANK holds $481M in total assets and $418M in total deposits. It is located in ALPHARETTA, GEORGIA (FDIC Certificate #58687).

TOUCHMARK NATIONAL BANK has a Tier 1 capital ratio of 35.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 5.70%, and the return on assets is 1.34%.

Yes. TOUCHMARK NATIONAL BANK is FDIC-insured (Certificate #58687). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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