TNBANK
OAK RIDGE, TENNESSEE · FDIC Cert #34023
Capital & Safety Analysis
According to FDIC financial data, TNBANK holds a Tier 1 capital ratio of 12.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TNBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TNBANK shows strong financial health indicators. With $303M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TNBANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TNBANK holds $303M in total assets and $267M in total deposits. It is located in OAK RIDGE, TENNESSEE (FDIC Certificate #34023).
TNBANK has a Tier 1 capital ratio of 12.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.99%, and the return on assets is 1.48%.
Yes. TNBANK is FDIC-insured (Certificate #34023). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.