THREE RIVERS BANK OF MONTANA
KALISPELL, MONTANA · FDIC Cert #21557
Capital & Safety Analysis
According to FDIC financial data, THREE RIVERS BANK OF MONTANA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject THREE RIVERS BANK OF MONTANA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
THREE RIVERS BANK OF MONTANA shows some financial weakness with a Health Score of 41/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
THREE RIVERS BANK OF MONTANA has a Bank Health Score of D (41/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
THREE RIVERS BANK OF MONTANA holds $322M in total assets and $265M in total deposits. It is located in KALISPELL, MONTANA (FDIC Certificate #21557).
THREE RIVERS BANK OF MONTANA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.54%, and the return on assets is 0.25%.
Yes. THREE RIVERS BANK OF MONTANA is FDIC-insured (Certificate #21557). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.