THREAD BANK
ROGERSVILLE, TENNESSEE · FDIC Cert #9499
Capital & Safety Analysis
According to FDIC financial data, THREAD BANK holds a Tier 1 capital ratio of 18.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning THREAD BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
THREAD BANK shows strong financial health indicators. With $709M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
THREAD BANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 18.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
THREAD BANK holds $709M in total assets and $647M in total deposits. It is located in ROGERSVILLE, TENNESSEE (FDIC Certificate #9499).
THREAD BANK has a Tier 1 capital ratio of 18.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 0.21%.
Yes. THREAD BANK is FDIC-insured (Certificate #9499). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.