THIRD FS&LA OF CLEVELAND
CLEVELAND, OHIO · FDIC Cert #30012
Capital & Safety Analysis
According to FDIC financial data, THIRD FS&LA OF CLEVELAND holds a Tier 1 capital ratio of 17.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning THIRD FS&LA OF CLEVELAND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
THIRD FS&LA OF CLEVELAND shows strong financial health indicators. With $17.0B in assets and a Health Score of 69/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
THIRD FS&LA OF CLEVELAND has a Bank Health Score of B (69/100). It holds a Tier 1 capital ratio of 17.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
THIRD FS&LA OF CLEVELAND holds $17.0B in total assets and $10.2B in total deposits. It is located in CLEVELAND, OHIO (FDIC Certificate #30012).
THIRD FS&LA OF CLEVELAND has a Tier 1 capital ratio of 17.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 0.58%.
Yes. THIRD FS&LA OF CLEVELAND is FDIC-insured (Certificate #30012). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.