TENNESSEE STATE BANK
PIGEON FORGE, TENNESSEE · FDIC Cert #20720
Capital & Safety Analysis
According to FDIC financial data, TENNESSEE STATE BANK holds a Tier 1 capital ratio of 12.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TENNESSEE STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TENNESSEE STATE BANK shows strong financial health indicators. With $976M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TENNESSEE STATE BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 12.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TENNESSEE STATE BANK holds $976M in total assets and $843M in total deposits. It is located in PIGEON FORGE, TENNESSEE (FDIC Certificate #20720).
TENNESSEE STATE BANK has a Tier 1 capital ratio of 12.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 1.26%.
Yes. TENNESSEE STATE BANK is FDIC-insured (Certificate #20720). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.