TCM BANK NATIONAL ASSN
TAMPA, FLORIDA · FDIC Cert #34535
Capital & Safety Analysis
According to FDIC financial data, TCM BANK NATIONAL ASSN holds a Tier 1 capital ratio of 19.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TCM BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TCM BANK NATIONAL ASSN shows strong financial health indicators. With $356M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TCM BANK NATIONAL ASSN has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 19.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TCM BANK NATIONAL ASSN holds $356M in total assets and $276M in total deposits. It is located in TAMPA, FLORIDA (FDIC Certificate #34535).
TCM BANK NATIONAL ASSN has a Tier 1 capital ratio of 19.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.80%, and the return on assets is -0.21%.
Yes. TCM BANK NATIONAL ASSN is FDIC-insured (Certificate #34535). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.