TC FEDERAL BANK
THOMASVILLE, GEORGIA · FDIC Cert #29331
Capital & Safety Analysis
According to FDIC financial data, TC FEDERAL BANK holds a Tier 1 capital ratio of 19.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TC FEDERAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TC FEDERAL BANK shows strong financial health indicators. With $483M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TC FEDERAL BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 19.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TC FEDERAL BANK holds $483M in total assets and $396M in total deposits. It is located in THOMASVILLE, GEORGIA (FDIC Certificate #29331).
TC FEDERAL BANK has a Tier 1 capital ratio of 19.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.15%, and the return on assets is 0.07%.
Yes. TC FEDERAL BANK is FDIC-insured (Certificate #29331). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.