TAYLORSVILLE SB SSB
TAYLORSVILLE, NORTH CAROLINA · FDIC Cert #32348
Capital & Safety Analysis
According to FDIC financial data, TAYLORSVILLE SB SSB holds a Tier 1 capital ratio of 14.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TAYLORSVILLE SB SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
TAYLORSVILLE SB SSB shows strong financial health indicators. With $166M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
TAYLORSVILLE SB SSB has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 14.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
TAYLORSVILLE SB SSB holds $166M in total assets and $152M in total deposits. It is located in TAYLORSVILLE, NORTH CAROLINA (FDIC Certificate #32348).
TAYLORSVILLE SB SSB has a Tier 1 capital ratio of 14.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.67%, and the return on assets is 0.73%.
Yes. TAYLORSVILLE SB SSB is FDIC-insured (Certificate #32348). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.