SWEET WATER STATE BANK
SWEET WATER, ALABAMA · FDIC Cert #9615
Capital & Safety Analysis
According to FDIC financial data, SWEET WATER STATE BANK holds a Tier 1 capital ratio of 14.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SWEET WATER STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SWEET WATER STATE BANK shows strong financial health indicators. With $127M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SWEET WATER STATE BANK has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 14.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SWEET WATER STATE BANK holds $127M in total assets and $113M in total deposits. It is located in SWEET WATER, ALABAMA (FDIC Certificate #9615).
SWEET WATER STATE BANK has a Tier 1 capital ratio of 14.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.58%, and the return on assets is 2.16%.
Yes. SWEET WATER STATE BANK is FDIC-insured (Certificate #9615). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.