SURETY BANK
DELAND, FLORIDA · FDIC Cert #33026
Capital & Safety Analysis
According to FDIC financial data, SURETY BANK holds a Tier 1 capital ratio of 25.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SURETY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SURETY BANK shows strong financial health indicators. With $206M in assets and a Health Score of 97/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SURETY BANK has a Bank Health Score of A (97/100). It holds a Tier 1 capital ratio of 25.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SURETY BANK holds $206M in total assets and $186M in total deposits. It is located in DELAND, FLORIDA (FDIC Certificate #33026).
SURETY BANK has a Tier 1 capital ratio of 25.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.46%, and the return on assets is 2.80%.
Yes. SURETY BANK is FDIC-insured (Certificate #33026). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.