SUNSTATE BANK
MIAMI, FLORIDA · FDIC Cert #34643
Capital & Safety Analysis
According to FDIC financial data, SUNSTATE BANK holds a Tier 1 capital ratio of 13.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SUNSTATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SUNSTATE BANK shows strong financial health indicators. With $550M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SUNSTATE BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SUNSTATE BANK holds $550M in total assets and $452M in total deposits. It is located in MIAMI, FLORIDA (FDIC Certificate #34643).
SUNSTATE BANK has a Tier 1 capital ratio of 13.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.86%.
Yes. SUNSTATE BANK is FDIC-insured (Certificate #34643). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.