STURGIS BANK&TRUST CO
STURGIS, MICHIGAN · FDIC Cert #28593
Capital & Safety Analysis
According to FDIC financial data, STURGIS BANK&TRUST CO holds a Tier 1 capital ratio of 10.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning STURGIS BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
STURGIS BANK&TRUST CO shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
STURGIS BANK&TRUST CO has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 10.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
STURGIS BANK&TRUST CO holds $942M in total assets and $801M in total deposits. It is located in STURGIS, MICHIGAN (FDIC Certificate #28593).
STURGIS BANK&TRUST CO has a Tier 1 capital ratio of 10.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.74%, and the return on assets is -0.01%.
Yes. STURGIS BANK&TRUST CO is FDIC-insured (Certificate #28593). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.